Are sole proprietors required to have workers’ compensation insurance?
Although a sole proprietor having no employees is not required to maintain workers’ compensation insurance on himself/herself, the sole proprietor may elect to secure coverage for himself/herself. However, if there are any employees working for the sole proprietor, then the sole proprietor must maintain workers’ compensation insurance on them. In addition, sole proprietors who are contractors as defined in NRS 624.020, operating within the scope of their license, must secure coverage.
Questions? Contact the Workers' Compensation Section: the Henderson office, (702) 486-9080; or the Carson City office, (775) 684-7270; or e-mail WCSHelp@business.nv.gov.